A modern logistics base has emerged in Aktau Port, Kazakhstan. This overseas warehouse, covering an area of 36000 square meters and with an annual throughput of 10400 TEUs, enables Chinese manufacturing to reach Central Asian consumers more quickly.

As of January 2026, the Export Import Bank of China released its annual performance for 2025, with new loans in the foreign trade sector exceeding 1.2 trillion yuan, accounting for over 60% of the bank's total loan disbursement; Nearly 860 billion yuan in manufacturing loans were disbursed.

Policy finance is providing crucial support for the quality improvement and quantity stability of China's foreign trade, as well as the high-quality development of the manufacturing industry, with unprecedented strength.

Policy finance 'precise drip irrigation'

Faced with a complex and severe external environment, China's foreign trade has demonstrated strong resilience, and the precise support of policy based finance is the key force behind it. As the main force in stabilizing foreign trade in the country, the Export Import Bank will issue over 1.2 trillion yuan in new loans in the field of foreign trade by 2025, which fully reflects its core role in stabilizing the foundation of foreign trade.

The data shows that loans in the foreign trade sector account for over 60% of the bank's total loan allocation, indicating that the Export Import Bank is pouring its main credit resources into supporting the development of foreign trade.

The precision of financial support is reflected in the comprehensive coverage of different market entities. The Export Import Bank not only provides support for large foreign trade enterprises, but also vigorously supports outward oriented enterprises, private enterprises, and small and medium-sized enterprises through innovative product and service systems.

Especially in supporting small and micro enterprises, in the first half of 2025, the bank will issue over 17 billion yuan in risk sharing loans to small and micro foreign trade enterprises, a year-on-year increase of nearly 20%.

Financial innovation has become a new driving force for foreign trade growth. To solve the financing difficulties of small and micro foreign trade enterprises, the Export Import Bank has explored a new cooperation model of "policy bank+policy insurance+digital bank+government data platform", and launched a pure online unsecured credit product exclusively for small and micro foreign trade enterprises.

These innovations not only solve the problem of difficult financing for enterprises, but also improve the efficiency of financial services, forming a one-stop service model.

Policy finance supports new forms of foreign trade. In supporting the expansion of intermediate goods trade and green trade, the Export Import Bank continues to optimize cross-border financial services, promoting enterprises to go global better and faster.

It is worth mentioning that the bank focuses on new forms and models of foreign trade, innovatively carries out special financial empowerment actions, supports cross-border e-commerce to participate in segmented field competition, and expands overseas market share.

Financial support for the construction and operation of overseas warehouses. Export Import Bank has developed a comprehensive financial solution called "Overseas Warehouse+" based on the financing characteristics of overseas warehouses, providing a package of financial services for different participants in the entire industry chain.

In the overseas warehouse project at Aktau Port in Kazakhstan, the Export Import Bank timely issued long-term overseas investment loans by developing a special financial plan, solving the problem of large capital investment and long payment cycle in the project preparation stage for enterprises.

Consolidate the foundation of high-quality development

Financial support for the synchronous optimization of the scale and structure of the manufacturing industry. In 2025, the Export Import Bank will issue nearly 860 billion yuan in new manufacturing loans, of which 540 billion yuan will be medium - and long-term loans for the manufacturing industry, accounting for over 60%. This structure reflects the policy orientation of financial resources tilting towards key areas of the manufacturing industry with long cycles and large investments.

Financial layout of strategic emerging industries and future industries. The Export Import Bank will focus its credit resources on advanced manufacturing industries, supporting the consolidation and upgrading of advantageous industries such as shipbuilding and marine engineering equipment, and rail transit equipment. At the same time, it will promote the cultivation and growth of emerging industries such as synthetic biology and new materials, and look ahead to future industries such as quantum computing and humanoid robots.

In terms of precise deployment in key areas, the bank has targeted the deployment of new policy based financial tools, focusing on supporting the construction of key projects in areas such as digital economy and artificial intelligence, and helping to cultivate new quality productivity.

Financial services covering the entire chain of research and development, production, and export. The Export Import Bank innovates its financial service model, focuses on key links, and actively connects with enterprises' financial needs in basic research, technological breakthroughs, and achievement transformation.

Through full chain financial services, we effectively guarantee the export of key products such as ships and new energy vehicles, and serve the import of advanced technologies, key components, and other products. This model has effectively supported the export of new three types, large complete sets of equipment and other products.

Differentiated financial support for technological innovation. In response to the development needs of science and technology innovation enterprises, the Export Import Bank has taken differentiated measures in terms of rating access, guarantee conditions, etc., and strengthened financial support for new technologies, new tracks, and new markets.

The bank also focuses on strengthening and supplementing the manufacturing industry chain, increasing support for single champion enterprises and specialized and innovative enterprises in the manufacturing industry on the chain, and helping to enhance the resilience and competitiveness of the manufacturing industry chain.

Building a diversified financial support system for foreign trade

The financial support for high-quality development of foreign trade requires multi-party collaboration. The Export Import Bank actively builds a diversified and multi-level cooperation mechanism, and forms a strong force to support the development of foreign trade enterprises through cooperation with government departments, insurance companies, commercial banks, and data platforms.

The dual wheel drive of going out and turning back in financial services. The Export Import Bank not only supports enterprises in expanding overseas markets, but also helps high-quality foreign trade products develop domestic markets.

By collaborating with leading retail companies such as Wumart Group, we have established a "Foreign Trade Premium" green channel in key supermarkets and promoted it simultaneously on online platforms, which has led to the rebranding of multiple foreign trade products for domestic sales.

The supporting role of medium and long-term credit in major projects. The Export Import Bank has introduced special measures such as technology finance and green finance to implement classified policies for the transformation and upgrading of traditional industries, the development and growth of emerging industries, and the early layout of future industries.

The bank has created a new model of cooperation between policy banks and large commercial banks in providing services to enterprises, and jointly released high-quality development products and service plans for "going global" enterprises with Bank of China, achieving resource sharing and complementary advantages.

At Jinjiang Land Port in Fujian, dozens of containers loaded with tiles, carpets, and slippers are being transported to the port, coming from over a hundred small and micro foreign trade enterprises. These products are about to be exported to Manila, Philippines by the "Haisi Jinjiang" cargo ship.

With the financial support of the Export Import Bank, the operating enterprises here are able to integrate sea, land, air, rail, and postal multimodal transportation resources, and build a convenient channel for small and micro enterprises to buy and sell globally. Keywords: strategic news, policy finance

This vividly illustrates how policy finance can precisely drip irrigation into the real economy, injecting a continuous stream of financial vitality into the high-quality development of foreign trade through the innovative cooperation model of policy banks, policy insurance, digital banks, and government data platforms.Editor/Cheng Liting